Fannie Mae and Freddie Mac are great to do business with. They usually offer lower rates to close the deals, but they like their deals to be clean. They’re looking for stabilized properties. They don’t want to do a lot of repairs. One more thing: They like to see pitched roofs. They have a thing about flat roofs, because the flat design tends to result in more maintenance problems. They will finance properties that have them, but they won’t like it.