Rate changes: These are changes to rates and/or the rating algorithm. Rate changes apply to all policies effective on or after the effective date of the rate change, which means in-force policies won’t have their premium re-calculated until the first time the policy renews after the rate change effective date. This is the most common type of one-time change actuaries deal wit
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crs1573 - (no access) - B3 One_time_changes_study_guide.pdf, p1
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