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In clarification to its directive in April 2018 on ‘Storage of payment system data’, RBI announced that the payment system providers need to store entire payments data in a system only in India. About RBI’s data localization directive RBI issued a directive in April 2018 advising all Payment System Operators (PSOs) to ensure that the entire data relating to payment systems is stored within databases located in India within 6 months. • Directives are applicable to Payment System providers authorized by RBI under Payment and Settlement Systems Act, 2007. This includes many companies from payment gateways like MasterCard and Visa to e-wallets like PayTM.
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