Bank credit growth (Y-o-Y), which had declined to 5.7% in 2019-20, remains sluggish; on the other hand, deposit growth has remained robust in double digits, reflecting precautionary saving in the face of high uncertainty, the RBI said.
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Unknown titlending and reviving. Although a recovery in economic activity from the lows of March and April 2020 was under way, it was far from being entrenched and output remained below pre-pandemic levels. <span>Bank credit growth (Y-o-Y), which had declined to 5.7% in 2019-20, remains sluggish; on the other hand, deposit growth has remained robust in double digits, reflecting precautionary saving in the face of high uncertainty, the RBI said. Return on assets (RoA) and return on equity (RoE) for SCBs have improved across all bank groups and capital to risk-weighted assets ratios (CRARs) improved by 110 bps over March 2020 le Summary
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