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In the same breath, let us see an often-forgotten perk in your hospitalisation policies. Once in block of a certain number of claim free years, your insurance company will pay for your preventive health check. There is an upper limit, usually pegged to your sum assured, and it will defray your expenses partially at least. Availing this too will not affect your no-claim bonus.

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s for children has become universal only recently in India and it’s been quite an achievement to get rid of small pox, whooping cough, polio and that ilk of heart-rending childhood afflictions. <span>In the same breath, let us see an often-forgotten perk in your hospitalisation policies. Once in block of a certain number of claim free years, your insurance company will pay for your preventive health check. There is an upper limit, usually pegged to your sum assured, and it will defray your expenses partially at least. Availing this too will not affect your no-claim bonus. Of course, a preventive health check benefits both you and your insurer as you can take corrective measures and save yourself major health problems in the future and save them a claim.


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