# on 10-Jul-2017 (Mon)

#### Flashcard 1623578250508

Question
Contrast interleaved and blocked practice.
In the sequence ABCABCABC, two intervening items (i.e., B and C) come before each recurrence of a given item (i.e., A). Such an arrangement, in which different kinds of items inter-mix during practice, is termed interleaved practice. In contrast, blocked practice groups the same kinds of items together during practice (e.g., AAABBBCCC).

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#### Flashcard 1624091004172

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#summary #tvm
Question
The present value of a perpetuity is A/r, where A is [...]
the periodic payment to be received forever.

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The present value of a perpetuity is A/r, where A is the periodic payment to be received forever.

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may be handled in a similar fashion as single payments if we use annuity factors instead of single-payment factors. The present value, PV, is the future value, FV, times the present value factor, (1 + r) − N . <span>The present value of a perpetuity is A/r, where A is the periodic payment to be received forever. It is possible to calculate an unknown variable, given the other relevant variables in time value of money problems. The cash flow additivity principle c

#### Flashcard 1624656448780

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#discounted-cashflow-applications
Question
The [...] is the market for short-term debt instruments (one-year maturity or less).

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#### Flashcard 1624658283788

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#discounted-cashflow-applications
Question
[...] pay interest as the difference between the amount borrowed and the amount paid back.

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#### Flashcard 1624660380940

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#discounted-cashflow-applications
Question
The [...] of a T-bill is the amount the US government promises to pay back to a T-bill investor.

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#### Annotation 1625038130444

 The study also found that temporal spacing could be a factor— interleaving with more (rather than fewer) intervening items from other categories, between successive presentations of a given category, improved learning. Attentional lapses may also play a role. Mind wandering is more likely during blocked than interleaved training

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#### Annotation 1625039703308

 #duchowy #formacja #psychologia #rozwojowa #rozwój #wychowanie #wzrost Ludzie tak usposobieni studiują teolo- giczne traktaty, mając nadzieję na nawiązanie relacji z Bogiem po- przez rozum, ponieważ zbyt obawiają się więzi poprzez serce.

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#### Annotation 1625041538316

 Language is not arbitrary linguistic forms applied to a cultural reality that can be found outside of language in the real world. Without language, the habits, beliefs, institutions, and monuments that we call culture would be just observable realities, not cultural phenomena. To become culture, they have to have meaning, which, when given to foods, gardens and ways of life, constitutes culture.

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#### Annotation 1625043373324

 CALL research studies range from very carefully controlled laboratory setting studies, to those that gather data in contexts approximating everyday life. This is important in CALL where learners utilize their own personal technologies in their language learning outside of class

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#### Annotation 1625044946188

 that aim to gather data in natural contexts approximating everyday life. This issue is important in an area such as CALL where learners are increasingly uti- lizing their own powerful, personal technologies in their language learning independently outside of class without a teacher present.

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#### Annotation 1625047567628

 #duchowy #formacja #psychologia #rozwojowa #rozwój #wychowanie #wzrost Jako człowiek dorosły musisz być sobą i być równy z innymi doro- słymi (to sedno tego rozdziału). Obydwa zadania wymagają przeciw- stawienia się matce i odnalezienia siebie. Pierwsze zadanie dotyczy tego, na ile jesteś oddzielony od matki i różny od niej, drugie wymaga zamknięcia pewnego etapu i stanięcia na tej samej płaszczyźnie, co matka. Obydwoje jesteście dorośli i żadne z was nie ma prawa sądzić drugiego.

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#### Annotation 1625049926924

 The quantitative findings demonstrate that students are not confined to using the centrally provisioned technologies made available through their institutional studies. In fact in this study they played a relatively minor role. Instead they are drawing upon their own personal technologies that are fit for disciplinary purpose. Additionally, the results clearly highlight that the technologies and tools that language learners now potentially have at their fingertips are powerful, expansive and changing. These results indicate the importance of listening to the learners’ voice, as indicated by Conole earlier. For this to occur, qualitative approaches to research are key.

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#### Annotation 1625051499788

 #duchowy #formacja #psychologia #rozwojowa #rozwój #wychowanie #wzrost Czas na wyzwolenie się z relacji „zawsze gorszy” czy „zawsze lep- szy” zarówno w stosunku do mamy, jak i do innych dorosłych. Czas dorosnąć do równości z innymi.

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#### Flashcard 1625083481356

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Question

• rs = [...]
• m = [...]
• N = [...]
rs = the quoted annual interest rate

m = the number of compounding periods per year

N = the number of years.

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subject 3. The Future Value and Present Value of a Single Cash Flow

#### Flashcard 1625113627916

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Question
[...] is a finite set of sequential cash flows, all with the same value.

Annuity

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
Annuity is a finite set of sequential cash flows, all with the same value. Ordinary annuity has a first cash flow that occurs one period from now (indexed at t = 1). In other words, the payments occur at the end of each period. Future value

#### Flashcard 1625115987212

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Question
Future value of a regular annuity

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
ity is a finite set of sequential cash flows, all with the same value. Ordinary annuity has a first cash flow that occurs one period from now (indexed at t = 1). In other words, the payments occur at the end of each period. <span>Future value of a regular annuity where A = annuity amount N = number of regular annuity payments r = interest rate per period Present valu

#### Flashcard 1625118346508

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Question
Present value of a regular annuity

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
he end of each period. Future value of a regular annuity where A = annuity amount N = number of regular annuity payments r = interest rate per period <span>Present value of a regular annuity Annuity due has a first cash flow that is paid immediately (indexed at t = 0). In other words, the payments occur at the beginning of

#### Flashcard 1625120705804

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Question
Future value of an annuity due

(without calculating the 2 parts)

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
sent value of a regular annuity Annuity due has a first cash flow that is paid immediately (indexed at t = 0). In other words, the payments occur at the beginning of each period. <span>Future value of an annuity due This consists of two parts: the future value of one annuity payment now, and the future value of a regular annuity of (N -1) period. Calculate the two parts and add them together. Alternatively, you can use this formula: Note that, all other factors being equal, the future value of an annuity due is equal to the future value of an ordinary annuity multiplied by

#### Flashcard 1625123065100

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Question

If you forget the formula how can you calculate the FV of an annuity due?

This consists of two parts: the future value of one annuity payment now, and the future value of a regular annuity of (N -1) period.

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
sent value of a regular annuity Annuity due has a first cash flow that is paid immediately (indexed at t = 0). In other words, the payments occur at the beginning of each period. <span>Future value of an annuity due This consists of two parts: the future value of one annuity payment now, and the future value of a regular annuity of (N -1) period. Calculate the two parts and add them together. Alternatively, you can use this formula: Note that, all other factors being equal, the future value of an annuity due is equal to the future value of an ordinary annuity multiplied by

#### Flashcard 1625124900108

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Question
If caeteris paribus, the future value of an annuity due is equal to the [...]
future value of an ordinary annuity multiplied by (1 + r).

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
future value of one annuity payment now, and the future value of a regular annuity of (N -1) period. Calculate the two parts and add them together. Alternatively, you can use this formula: Note that, <span>all other factors being equal, the future value of an annuity due is equal to the future value of an ordinary annuity multiplied by (1 + r). Present value of an annuity due This consists of two parts: an annuity payment now and the present value of a regular annuity of (N - 1) period. Use the a

#### Flashcard 1625127259404

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Question
Present value of an annuity due

(without breaking it in 2)

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Subject 4. The Future Value and Present Value of a Series of Equal Cash Flows (Ordinary Annuities, Annuity Dues, and Perpetuities)
u can use this formula: Note that, all other factors being equal, the future value of an annuity due is equal to the future value of an ordinary annuity multiplied by (1 + r). <span>Present value of an annuity due This consists of two parts: an annuity payment now and the present value of a regular annuity of (N - 1) period. Use the above formula to calculate the second part and add the two parts together. This process can also be simplified to a formula: Note that, all other factors being equal, the present value of an annuity due is equal to the present value of an ordinary annuity multiplied

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